Freelancers & Consultants

You're charging $80/hour. Do you know what you're actually taking home?

After self-employment tax, missed quarterly payments, and expenses you forgot to track, most freelancers are making half of what they think. We make sure you know your real numbers.

Book a Free Consultation See How It Works

CPACertified Public Accountant

Big 4Accounting Firm Experience

Fortune 500Corporate Finance Background

Flat RateNo Surprise Fees

Eliza Anderson, CPA and founder of Peace of Mind Bookkeeping

Founder · CPA

Hi, I'm Eliza.

CPA. Big 4 firm. Fortune 500. Now I do your books.

I started my career at a Big 4 accounting firm and went on to a Fortune 500 company. Everything documented, everything reconciled, everything reviewed.

Then I'd talk to friends running small businesses and realized that what felt straightforward to me was the thing they dreaded most. Not because they were bad at business, but because bookkeeping wasn't their expertise.

I started Peace of Mind so small business owners could stop worrying about their books and get back to what they do best.

Know your real take-home. Not just your invoice rate.

Every month, a clean summary of what you actually made after self-employment tax, expenses, and unbilled admin time. See your effective rate by client, by project. Which clients are worth keeping and which are costing you time and money.

Home office, software, mileage, equipment. Every deduction tracked.

We pull every business expense, categorize it correctly, and separate it cleanly from personal spending. Home office square footage, business-use percentage on internet and phone, mileage for client meetings, software subscriptions, health insurance premiums. No deductions quietly dying in a “Misc” bucket.

Quarterly estimates on time. No April surprises. Ever.

We calculate your quarterly estimated tax payments based on your actual numbers, not a guess. Self-employment tax accounted for. Income tax accounted for. Year-end financials ready for your tax preparer weeks before the deadline. No penalties. No scramble.

Sound like what you need?

Free 30-minute call with me. No script, no pitch deck. We talk through your books and you decide if it’s a fit.

Book a Free Consultation

— Eliza, CPA

We Talk

A quick conversation. No homework beforehand. Tell Eliza where things stand and what’s been piling up. Behind on months? She’s seen worse. You’ll hang up with a clear picture of what happens next.

We Take Over

We connect to your accounts and take it from there. We handle everything without pulling you back in. If we ever need something, you get one clear question, not a vague to-do list.

You Stop Thinking About It

Every month, a clean report lands in your inbox. Not jargon. Just enough that you actually know where you stand.

That's the whole job. No surprises, no drama. Just your numbers, done.

Made for Freelancers & Consultantsvol. one · peace of mind

On freelancers & consultants.

Your industry isn’t a
template.

So we don’t treat it like one. We built a practice around the specific, inconvenient, easily-missed parts of how your business actually runs.

Heard last quarter

“I was charging twice as much per hour as my old job. How am I bringing home so little per month?”
Freelance web developer, three years in, hadn't paid a single quarterly estimate

An index of what we cover

Quarterly estimatesSelf-employment taxHome office deductionMileage trackingClient profitability1099 incomeSoftware subscriptionsHealth insurance premiums

One price. No surprises.

A real CPA. Cancel anytime. Books done by the 15th.

Limited · Next 20 clients

$300

$250/month

Only 20 spots

Locked in for life.

Lock in $250/month

See what’s included →

Month-to-month · Cancel with 30 days’ notice · No setup fee

Behind on your books? Or starting from a mess?

Same pricing either way — 75% of the monthly rate for each month we need to catch up or clean up.

I’m about6 months behind

6 months of catch-up@ $187.50/mo

Catch-up estimate$1,125

75% of the $250 monthly rate, for each month behind.

Real number after a 30-min call. — E.

See the full catch-up breakdown →

Everything you need to know

Honest answers to the things people actually ask before signing on.

I only freelance part-time alongside my W-2 job. Do I still need bookkeeping?

If your freelance income is over a few thousand a year, yes. You likely owe estimated quarterly taxes on that income and you're probably missing deductions. A lot of part-time freelancers get blindsided by a tax bill in April because they assumed their W-2 withholding covered everything. It doesn't.

How much should I be setting aside for taxes?

A safe starting point is 25-30% of every invoice. Self-employment tax is 15.3%, and then you owe income tax on top of that. The exact amount depends on your bracket and deductions. We calculate your quarterly estimates so you know the real number, not a guess.

I've been freelancing for two years and never paid quarterly taxes. Am I in trouble?

You probably owe penalties, but it's fixable. The IRS charges interest and late payment penalties for missed quarterly estimates, but the amounts are manageable if you catch up now. We'll get your books in order and work with your tax preparer to get you current. The longer you wait, the worse it gets.

What deductions am I probably missing?

The most commonly missed ones: home office (square footage of your dedicated workspace), internet and phone (business-use percentage), software subscriptions, professional development, mileage for client meetings, equipment depreciation, and health insurance premiums if you're self-employed. We track all of these as part of your monthly bookkeeping.

I use FreshBooks (or Wave, or QuickBooks Self-Employed). Can you work with that?

Yes. We work with all the common platforms. If what you're using works for invoicing, great. We handle the bookkeeping side: reconciliation, categorization, reports, and tax prep. If you're not on any platform, we'll set you up.

What's included in the flat rate, and who's it for?

Every month:

All accounts reconciled
Transactions categorized in QBO
Monthly P&L and Balance Sheet
Plain-English summary
Year-end export for your tax preparer
Email replies within 1 business day
Books closed by the 15th

Onboarding (one-time, included):

Chart of accounts built for your industry
QBO setup or migration

The flat rate fits you if:

Cash-basis accounting
Under 200 transactions/month
You use QuickBooks Online (or will)
No inventory tracking
You handle invoicing and AR
You handle bill pay and AP
Payroll handled elsewhere
Single entity, US-based

Don’t fit this box? That’s what custom quotes are for. Book a 30-min call →

My books are a mess. Like, really bad. Can you still help?

Yes. This is actually the most common situation we see. Whether you're a few months behind or a few years behind, we do catch-up bookkeeping to get everything cleaned up and current. It's a normal part of what we do.

You only do bookkeeping. What about my taxes and payroll?

Bookkeeping is the daily and monthly recordkeeping that makes taxes, payroll, and everything else possible. We know exactly where our lane ends. Your books will be in perfect shape when your tax preparer needs them.

I already use QuickBooks. Do I need to switch anything?

Nope. We're QuickBooks Online ProAdvisor certified and that's what most of our clients use. If you're on Xero or something else, we can work with that too. If you're not on any platform yet, we'll get you set up.

Can I really afford a bookkeeper?

One flat rate: $250/month for our next 20 clients, $300/month after that. Most business owners spend 5-10 hours a month on bookkeeping they're not good at. How much is your time worth? On top of that, clean books mean fewer missed deductions and lower tax prep fees. For most clients, the service pays for itself.

How is this different from the bookkeeper my friend recommended?

There are good bookkeepers out there. The difference here is experience and standards. Your bookkeeper is a certified public accountant trained at a Big 4 accounting firm and a Fortune 500 company. That means systems, rigor, and processes that most small business bookkeepers have never been exposed to. You get that same level of attention to detail applied to your business.

How long does it take to get started?

Setup is fast. Once we connect to your accounts, most clients are up and running within a couple of weeks. If your books need catch-up work, we'll give you a clear timeline and price before we start.

Got a question that’s not on this list? Just ask me directly.

Let's talk about your books.

A free 30-minute call to look at where your books are now and what you need. No obligation, no sales pitch. Just real answers.

Book My Free Consultation

Takes about 2 minutes. You'll pick a call time at the end.